The Importance of Medical Documentation in LTD Claims

When you file for ERISA long-term disability, it is extremely important to have complete and up-to-date medical documentation in your file. There have been claims that get denied simply because one thing did not make it into the employee’s claim file. Medical Records Having ample medical records supporting your claim is the most important thing [...]


How Long Does a Long Term Disability Claim Last?

When you are unable to work for a long period of time, bills and other expenses add up, and quickly. Long-term disability helps to cover some of those expenses when you are unable to perform at a job for months or even years. Think of your long-term disability benefits as protection for your income as [...]


Choosing the ERISA Attorney That Will Beat Your Long Term Disability Denial

Have you been denied ERISA long-term disability?  If so, you should be looking for an ERISA attorney to help you beat your denial. In this article, we will show you where to find ERISA attorneys and how to choose the right one for you. Where to Look for an ERISA Attorney ERISA is the Federal Law that [...]


Five Questions to Ask A Disability Lawyer Near You

 Not every type of Disability Law is the same. This simple fact confuses potential clients all the time.  So, how can you both find the right type of disability law firm, and simultaneously find the best one for your case? Our suggestion, structure your exploration of law firms. Or to be more direct?  Start with [...]


Why Did Hartford Deny My Long-Term Disability Claim?

The Hartford is one of the biggest insurance providers in the United States.  Millions are covered for short & long-term disability under Hartford policies. However, they, like many long-term insurance providers, have a long-running history of being involved in lawsuits from claimants that accuse them of incorrectly handling and adjudicating their claims. Reasons The Hartford Has [...]


Will I Need to Pay Taxes on My Long-Term Disability?

If you are in the process of seeking long-term disability insurance or are getting ready to collect long-term disability insurance after a challenging appeal, you may be wondering “Is long-term disability taxable?”. When figuring out the taxability on your long-term disability, it all depends on the type of benefits you are receiving. You will also take [...]


Straight Talk About The Need For You To File a Disability Appeal

You have recently applied for your long-term disability, but your claim was summarily denied! couldn't get worse, right? Unfortunately, disability denials are too common.  In fact, there's a good chance you'll be stuck in one during your long-term disability journey.  But the silver lining here is that you can overcome them, with help.    [...]


How Disability Attorneys Use ERISA Guidelines to Help you Win Your LTD Appeal

Experienced disability attorneys know how to make the right arguments to bring your long-term disability claim under control. In fact, if they specialize in ERISA claims they will be there to help you prevail in court, too!  If you are struggling to deal with a long-term disability appeal, it's time for you to reach out [...]


Do Social Security and ERISA have the Same Appeal Process?

When most people start searching the internet for help with their disability claim, they come across a deep well of information about Social Security Disability.   Unfortunately, there is much less information about ERISA Long-Term Disability claims and appeals.   Sometimes, the differences are very confusing.  Here's what you need to know. Social Security and Long-Term Disability are [...]


Do Insurance Companies Work with Long-Term Disability Lawyers?

If you are filing for long-term disability or appealing a long-term disability denial and have hired a long-term disability lawyer you may be wondering if your insurance company will work with your lawyer. The short answer is no.  Long-term disability insurance providers will do their best not to have to pay you long-term disability benefits.  [...]