Most people assume there's a natural order to a disability claim: you get sick or injured, you file the paperwork yourself, and only if the insurance company denies you do you call a lawyer. It feels efficient. It feels like the reasonable, do-it-yourself approach that has probably served you well in the rest of your [...]
If you're a professional whose career depends on a sharp mind - for instance an attorney, a physician, an executive, a teacher, an engineer - long-COVID-19 brain fog and memory lapses can leave you unable to keep pace with your job demands. You are experiencing a legitimate disability that is largely invisible to everyone except [...]
Many disability claims turn on complicated medical questions or difficult issues of insurance policy interpretation. Sometimes, however, a claim is derailed by something far more basic: a simple mistake. The Client's Medical Condition In this case, Robinson Warncke represented a client with a rare bleeding disorder that caused a hemorrhage within her spinal cord. Spinal [...]
Why Non-Attorney Advocates Hurt LTD Appeals Receiving a denial letter for your long-term disability (LTD) claim is a devastating blow. You are already fighting a severe illness or injury, and suddenly, the financial safety net you paid for is ripped away. In the panic that follows, you know you need to file an appeal. As [...]
If you’re a dentist facing a denied long-term disability claim, you may have already encountered one of the insurance industry’s favorite tactics: the dual occupation defense. It sounds harmless enough—almost technical—but in reality, it can be a devastating barrier to getting the benefits you’ve been paying for, often for years. The strategy is simple: the [...]
Denied Long-Term Disability for Engineers? How Robinson & Warncke Can Help As an engineer, you have built a career on the foundations of precision, logic, and meticulous problem-solving. When a disability strikes, preventing you from working, the expectation is that your long-term disability (LTD) insurance will provide the safety net you've diligently paid for. The [...]
Working as an air traffic controller is one of the most demanding jobs imaginable. Every day, you're tasked with making split-second decisions that impact hundreds—sometimes thousands—of lives. The stress is relentless, the hours unforgiving, and your health can often take a toll as a result. So, when the unexpected happens and you're unable to work [...]
Certified nurse anesthetists (CRNAs) are critical healthcare providers entrusted with patients’ lives during surgical procedures and complex medical interventions. These specialized nurses must demonstrate unmatched precision, sharp cognitive abilities, steady hands, and physical stamina. However, the demanding nature of their profession also puts nurse anesthetists at significant risk of developing debilitating health conditions or injuries. [...]
For many physicians, practicing medicine isn’t just a profession—it’s a calling. Years of education, training, and dedication hone their ability to provide expert care to patients. Unfortunately, when a doctor is diagnosed with Parkinson’s disease, this calling can become painfully difficult to uphold. Parkinson’s is a progressive neurological disorder that often leads to tremors, muscle [...]
Long-term disability (LTD) claims are a crucial lifeline for professionals who find themselves unable to work due to injury or illness. These claims provide financial support that helps individuals maintain their standard of living during extended periods of incapacity. Unfortunately, the process of filing an LTD claim—and ensuring its approval—is not always straightforward. Insurance companies, [...]
