Do Insurance Companies Work with Long-Term Disability Lawyers?

If you are filing for long-term disability or appealing a long-term disability denial and have hired a long-term disability lawyer you may be wondering if your insurance company will work with your lawyer. The short answer is no.  Long-term disability insurance providers will do their best not to have to pay you long-term disability benefits.  [...]


Does The Hartford Deny All Long-Term Disability Claims?

There have been many complaints and even a lawsuit against The Hartford long-term disability. The employees have claimed that The Hartford long-term disability wrongfully denied their claims or approved it but then took the benefits away later. If you have The Hartford long-term disability, you may be wondering if The Hartford denies all long-term disability [...]


Will My Disability Lawyer Drop My Case?

If you have hired a long-term disability lawyer, you may be concerned that your disability lawyer will drop your case. This could not only delay the claims process but cause you to have to find another disability lawyer. Unfortunately, there are some reasons that a disability lawyer may drop your case. So, let's cover those [...]


Do I Need Other Benefits Other Than Long Term Disability?

No matter where you are in the process of applying for long-term disability, you may be asking, “How long does long-term disability last?” You may also be wondering if you need other benefits along with your long-term disability benefits. Many different factors determine how long your long-term disability benefits will last. The first step is [...]


How Long Does it Take to Get Long-Term Disability?

“How long does it take to get disability?"   This is a hard question to answer because there is not the same answer for every person. Many different factors affect the amount of time it takes for you to receive long-term disability. Elimination Periods All long-term disability policies have some sort of elimination period.  The [...]


What is the Cost of an ERISA Attorney?

After you have decided to file a long-term disability claim, your next biggest decision is whether or not you are going to hire an ERISA attorney. If you are like most people, you may be concerned about the cost of hiring an ERISA attorney. The cost of hiring an ERISA attorney varies from person to [...]


Tips for Writing an Unum Long-Term Disability Appeal Letter

If you have received a denial letter from Unum long-term disability the good news is that you can appeal this decision. The first step is to start thinking about how to approach your appeal letter. In this article, we will give you tips on how to start framing your Unum long-term disability appeal letter. Read [...]


Is There a Difference Between Disability Attorneys?

There are many types of disability attorneys. So, is a difference between types of disability attorneys? The answer is yes...and no.  You might be confused about this answer so let's break it down. Some of the Differences The most significant difference is what type of disability the disability attorneys practice. There is: Supplemental Security Income [...]


The Timelines of Disability Approval and Denial Letters

Have you applied for long-term disability and still have not heard anything about approval or denial? Are you worried that you missed something and concerned that your case is in limbo because of this? Below we will provide you with some timelines that will be helpful to you. Receiving Approval or Denial How long does [...]


Is My Long-Term Disability Claim Subject to ERISA Compliance Issues?

Chances are, if you have a long-term disability plan through your employer, then your policy is subject to ERISA compliance. If you work for federal, state or local governments, Indian tribal entities, or churches, then you will not be subject to ERISA compliance.  This is an important distinction that can be very confusing when trying [...]