Will My Disability Lawyer Drop My Case?

If you have hired a long-term disability lawyer, you may be concerned that your disability lawyer will drop your case. This could not only delay the claims process but cause you to have to find another disability lawyer. Unfortunately, there are some reasons that a disability lawyer may drop your case. So, let's cover those [...]


Do I Need Other Benefits Other Than Long Term Disability?

No matter where you are in the process of applying for long-term disability, you may be asking, “How long does long-term disability last?” You may also be wondering if you need other benefits along with your long-term disability benefits. Many different factors determine how long your long-term disability benefits will last. The first step is [...]


How Long Does it Take to Get Long-Term Disability?

“How long does it take to get disability?"   This is a hard question to answer because there is not the same answer for every person. Many different factors affect the amount of time it takes for you to receive long-term disability. Elimination Periods All long-term disability policies have some sort of elimination period.  The [...]


What is the Cost of an ERISA Attorney?

After you have decided to file a long-term disability claim, your next biggest decision is whether or not you are going to hire an ERISA attorney. If you are like most people, you may be concerned about the cost of hiring an ERISA attorney. The cost of hiring an ERISA attorney varies from person to [...]


Tips for Writing an Unum Long-Term Disability Appeal Letter

If you have received a denial letter from Unum long-term disability the good news is that you can appeal this decision. The first step is to start thinking about how to approach your appeal letter. In this article, we will give you tips on how to start framing your Unum long-term disability appeal letter. Read [...]


Is There a Difference Between Disability Attorneys?

There are many types of disability attorneys. So, is a difference between types of disability attorneys? The answer is yes...and no.  You might be confused about this answer so let's break it down. Some of the Differences The most significant difference is what type of disability the disability attorneys practice. There is: Supplemental Security Income [...]


The Timelines of Disability Approval and Denial Letters

Have you applied for long-term disability and still have not heard anything about approval or denial? Are you worried that you missed something and concerned that your case is in limbo because of this? Below we will provide you with some timelines that will be helpful to you. Receiving Approval or Denial How long does [...]


Is My Long-Term Disability Claim Subject to ERISA Compliance Issues?

Chances are, if you have a long-term disability plan through your employer, then your policy is subject to ERISA compliance. If you work for federal, state or local governments, Indian tribal entities, or churches, then you will not be subject to ERISA compliance.  This is an important distinction that can be very confusing when trying [...]


How Long Does It Take to Get a Disability Approval Letter?

How long does it take to get a long-term disability approval letter? You have sent in your initial application and are not so patiently waiting to hear if you got approved. In this article we are going to look at the average time it takes to get an approval and what affects the time frame. [...]


Will Unum Approve My Long-Term Disability Application?

If you have applied for Unum Long-term disability, you are probably wondering if they will approve your application. Let’s look at some things that will help your chances of Unum approving your long-term disability application. Meeting Your Policy’s Definition of "Disabled" Means Making Sure Unum Has All the Evidence First, gather all of your medical [...]