Long Term Disability

Can You Lose Your Long Term Disability Benefits?

The short and tragic answer is yes, and it happens to many disabled individuals. The issue is hinged on the…

4 months ago

My Short-Term Disability Benefits Were Denied. Can I Still Apply for Long-Term Disability Benefits?

Everything about ERISA Disability claims is confusing for the claimant. In fact, many judges find this practice of law confusing…

6 months ago

The Objective Medical Evidence “Shell Game” – ERISA Denials

There is so much that we don't understand about certain diseases. Doctors and scientists are working around the clock, trying…

11 months ago

I Lost My Long-Term Disability Case in Court. Do I have to Pay the Insurance Company’s Attorney Fees?

It is rare that an insurance company will be awarded its attorney fees in defending your long-term disability claim in…

1 year ago

How do Insurance Companies Define Your Occupation for Long-Term Disability Benefits?

A long-term disability insurance company cannot define your occupation for you. Long-term disability insurance policies typically pay a benefit if,…

1 year ago

Long-Term Disability Claims for Cognitive Disorders

Sometimes referred to as “invisible” medical conditions, cognitive disorders are illnesses or injuries that impair such intellectual or cognitive abilities…

3 years ago

Are the “independent” medical examinations or IMEs really independent?

Most long-term disability plans and insurance policies give the insurer the right to have the claimant “examined” by a physician…

3 years ago

COVID-19 Complicating Your Long Term Disability Claim

It is true that COVID-19 and the national quarantine have complicated long-term disability claims. But it’s also true that American…

3 years ago

Long Term Disability Claim

How to Win a Claim for Cigna Long-term Disability There is no guarantee that you will win any long-term disability…

5 years ago