To appeal a long-term disability policy denial, you are going to use a 3-stage approach. You will gather your appeal…
If you have received a denial letter from your employer's long-term disability company or plan, here is what you need…
If your disability claim has been denied, it is likely because of one of two overarching reasons. The bad news…
This trick (or error) is showing up with increasing frequency. When you purchased your insurance disability policy (or when your…
If you have a long-term disability claim involving fibromyalgia (or any other pain syndrome), then you need to read on. …
Before you were injured or became too ill to work, you probably didn’t have a lot of concern about what…
Years ago, the United States Supreme Court made the decision to allow insurance companies to “reserve discretion” for benefits available…
You would think that if you suffered an injury or illness and you could not perform the actual duties that…
I'm surprised by how many people let the insurance company get their medical records before they look at the records…
Long-term disability policies are confusing, even for some attorneys. It can be difficult to read between the lines, in fact,…