This was a fairly straightforward claim for disability benefits, but before the case settled it yielded a reported decision generally helpful to ERISA claimants in this jurisdiction. Over the insurer’s objection, Judge Thrash held that the insurer could be held liable for statutory penalties for failing to produce documents despite not bet being the named “plan administrator.” The order also confirmed that our ERISA clients are was entitled to prejudgment interest on wrongfully denied benefits.
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You’ve received the dreaded denial letter. After years of paying premiums, your long-term disability (LTD)…
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When it comes to long-term care (LTC) insurance, most policyholders assume that filing a claim…