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If You and Your Employer and Your Doctor Agree that You Are Too Disabled to Work, Is Your Disability Claim a Slam-Dunk?

You were injured on the job – say you fell off a ladder and hit your head and injured your…

2 years ago

Seven Disability Insurance Claim Myths, Seven Truths, and What You Can Do

Myths: If you follow the rules when filing your claim and explain your situation the insurance company will approve your…

2 years ago

My Short-Term Disability Benefits Were Denied. Can I Still Apply for Long-Term Disability Benefits?

Everything about ERISA Disability claims is confusing for the claimant. In fact, many judges find this practice of law confusing…

2 years ago

Can You Work While Getting Long-Term Disability Benefits?

Working can jeopardize your disability claim. Insurance companies will use any work-related activity (including volunteer work) as grounds to deny…

2 years ago

How to Appeal a Long-Term Disability Denial

To appeal a long-term disability policy denial, you are going to use a 3-stage approach. You will gather your appeal…

2 years ago

10 Tips on How to Handle Your Appeal for a Long Term Disability Claim

If you have received a denial letter from your employer's long-term disability company or plan, here is what you need…

2 years ago

New ERISA Trend Alert: Using the Wrong Definition of Disability

This trick (or error) is showing up with increasing frequency. When you purchased your insurance disability policy (or when your…

2 years ago

Information You Need to Know about Fibromyalgia and Long-Term Disability

If you have a long-term disability claim involving fibromyalgia (or any other pain syndrome), then you need to read on. …

2 years ago

What You Need to Know About Long-Term Disability Insurance Companies

Before you were injured or became too ill to work, you probably didn’t have a lot of concern about what…

2 years ago

Words You Don’t Want To See In Your Long-Term Disability Insurance Policy

Years ago, the United States Supreme Court made the decision to allow insurance companies to “reserve discretion” for benefits available…

2 years ago